Layover.com: Dealing With Disabilities

Dealing With Disabilities

Just recently I went under major oral surgery. I tried like heck to hold on and not get anything done for as long as I could. Well anyhow, the surgeon had put me on prescription medications, which put me on a safety hold and not able to drive. The company use to have short-term disability insurance but then we were taken over by a bigger company. They took that away from us, and a lot more of the other things we did have. The surgery and medicine put me out for three weeks. That was three weeks of no income. Now I am just trying to figure out what to do.

I have talked to the company to no end there is nothing in the event this does happen, not even something they could do to earn some income of some type, rather than nothing. In the employee handbook it states that if you are out of work through no fault of your own, you may apply for unemployment benefits, though technically I am still employed.

I am trying to figure out how to make this month's house payment, so that it won't go to foreclosure. The company basically told me "so what, we don't care.Ã¢ÂÂ I know that I am not the only that has gone or is going through this. Anyone with some advice would be helpful.

The old owners of the company did care. Unfortunately they are no longer with the company and a lot of drivers left when the new company took over. Now I wish I would have left with them.

Most companies now offer disability insurance, both long and short term as an extra to your benefits package. If not, you can purchase it privately through several companies. Unfortunately some emergencies pop up and we are not prepared. Others we can plan for. In fact, life is so full of unexpected things we need to set a little aside each month for such cases. I have often heard it is impossible to save for those emergencies when you are "just getting by.Ã¢ÂÂ But, if you really look at your spending I can almost guarantee you can find ways to pinch a penny here and there. If you just set back $20 a week for emergencies it will add up quick. It is not the company's responsibility to plan for your emergencies. It is their responsibility to pay you for doing the job. That's all. Sounds cold, and it is, but at some point a person must take responsibility for himself or herself and that means planning for the unexpected.

Hi, my question is about training. My fiancÃÂ© and I are about ready to take class B CDL training in Indianapolis, Indiana. They say we are going for company sponsored CDL training, but I get the feeling its more of a school than a company and I wanted to know how we find jobs afterward and how soon will we begin work?

First you should have jobs before you start school or a written contract from the school guaranteeing you a job. For all you know you have something on your record somewhere that will disqualify you from hire. Pre-hire and make sure you are not wasting your time and money! A "company sponsoredÃ¢ÂÂ school means that a particular company funds the school and hires from it, probably exclusively, from that school. Second, if you are going for Class B why not just get a Class A? I am pretty sure the cost is about the same and it will increase your options for jobs in the industry. Good Luck.

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Dealing With Disabilities